Citi Bank Personal Loan Details
Job employees and self-employed individuals both can benefit from Citi Bank personal loans with amounts of up to 30 lakhs rupees. The interest rates range from a minimum of 10.50% per annum to a maximum of 18.99% per annum. Applicants must be between 21 and 60 years old to apply for the loan. The interest rate of the Citi Bank personal loan starts at an attractive 10.50% rate per year. Simple, fast, and hassle-free.
| Citi Bank Personal Loan | Details |
|---|---|
| Loan Category: | Personal Loan |
| Loans Offering: | Personal Loan |
| Loan Type: | Unsecured personal loan |
| Interest Rate: | 10.50% onwards |
| Processing Fee: | 0.50% to 3.00% |
| Approval Process: | Both online and offline |
| Minimum Income Requirement: | ₹25,000 per month for salaried applicants, and ₹5 lakh in gross annual receipts for self |
| Loan Approval Timing: | 2 days (48 hours) |
| Minimum Loan Amount: | ₹25,000 |
| Maximum Loan Amount: | ₹30 Lakh |
| Minimum Loan Period: | 6 months |
| Maximum Loan Period: | 60 months/5 years |
| Type of Interest Rate: | Fixed interest |
| Interest Charging Method: | Reducing balance method |
Citi Bank Personal Loan Eligibility Criteria
| Citi Bank Personal Loan | Details |
|---|---|
| Salaried Employees | Yes |
| Salaried Doctors | Yes |
| Employees of public and private limited companies | Yes |
| Government sector employees including Public Sector Undertakings, Central and Local bodies | Yes |
| Loan for Pensioners | Yes |
| Loan for Existing Customers | Yes |
| Self-Employed | Yes |
| Selected Corporate | Yes |
| Other Criteria | NA |
| Minimum Age | 21 years |
| Maximum Age | 60 years at the time of maturity of the Personal Loan |
| Minimum Income Requirement | ₹25,000 per month for salaried applicants, and ₹5 lakh in gross annual receipts for self |