Fullerton India Personal Loan Information
| Fullerton India Personal Loan | Details |
|---|---|
| Loan Category: | Personal Loan |
| Loans Offering: | Personal Loan, Marriage Loan, Holiday Loan, Medical Loan, Home Renovation Loan |
| Loan Type: | Unsecured personal loan |
| Interest Rate: | 12.99% p.a. onwards |
| Processing Fee: | Between 0% – 6% of the loan amount |
| Approval Process: | Both online and offline |
| Minimum Income Requirement: | ₹20,000 (₹25,000/Month: if residing in Mumbai or Delhi) |
| Loan Approval Timing: | 24 Hours |
| Minimum Loan Amount: | ₹25,000 |
| Maximum Loan Amount: | ₹25 Lakh |
| Minimum Loan Period: | 12 months/ 1 year |
| Maximum Loan Period: | 60 months/5 years |
| Type of Interest Rate: | Fixed Interest Rate |
| Interest Charging Method: | Reducing balance method |
Fullerton India Personal Loan Eligibility Criteria
| Fullerton India Personal Loan | Details |
|---|---|
| Salaried Employees | Yes |
| Salaried Doctors | Yes |
| Employees of public and private limited companies | Yes |
| Government sector employees including Public Sector Undertakings, Central and Local bodies | Yes |
| Loan for Pensioners | No |
| Loan for Existing Customers | Yes |
| Self-Employed | Yes |
| Selected Corporate | No |
| Other Criteria | The minimum yearly profit after tax set based on profession/industry for Self-employed |
| Minimum Age | 21 years old when you apply for a loan |
| Maximum Age | 65 years at the time of loan maturity |
| Minimum Income Requirement | ₹20,000 (₹25,000/Month: if residing in Mumbai or Delhi) |